Senior Data Engineer

Location
UK, Remote
Contract
Full Time

Apply now

Our company

Atto is a remote-first organisation and has been recognised as one of Scotland's top 10 most flexible employers. We know we're not just building world-class products but also a world-class team and a set of sustainable development practices that will continue to deliver value as we scale.

We believe that the best work comes from cross-functional, self-organising, and diverse teams that take ownership of their processes and practices. You will be trusted to make things happen.

Our people set us apart, and these are some of the words they use to describe our culture: Flexible, Fast, Compassionate, Potential, Professional, Fun.

Our values have grown organically through our behaviours and outcomes, driving everything we do:

Precision. Foresight. Integrity.

Your role

As a Senior Data Engineer with Atto, you will be part of our Data Science & Engineering team, helping our customers use transactional intelligence to drive smarter financial decisions and build impactful products. You’ll play a key role in designing and delivering scalable, production-ready analytical solutions that turn complex data into meaningful insights.

You will own and improve the systems that ingest, transform, and serve large-scale transactional data sets. You will be responsible for designing resilient data pipelines, implementing robust data models, deploying real-time and batch processing systems, and introducing observability, testing and automation to keep our data trustworthy at scale. You will work closely with the data science and product teams to understand customer needs and the direction of internal strategy, producing measurable data engineering outcomes. 

We’re looking for someone who’s passionate about technology, curious about data infrastructure, and excited to solve real problems. You’ll need a strong foundation in data engineering, a creative mindset, and the ability to communicate clearly with both technical and non-technical stakeholders. You’ll be supported with training and development opportunities to deepen your expertise and stay ahead of industry trends.

Responsibilities

  • Design, build, and operate data ingestion and ETL/ELT pipelines for our data systems that power Atto products and customer-facing applications.
  • Build and maintain our data platform architecture and infrastructure, including data pipelines, warehouses that power analytics and product features and reporting.
  • Implement data modelling, schema design, and data contracts to make datasets easy to consume.
  • Introduce and maintain observability, data quality checks, and automated testing for our production data flows. 
  • Driving impact at scale by improving data workflows, service reliability, and making Atto’s capabilities faster, more reliable and widely accessible. 
  • Collaborate with product managers and cross-functional teams to translate market signals and customers’ needs into innovative data-driven solutions.
  • Create new systems and approaches, while continuously improving and scaling existing ones for performance, reliability, and efficiency. 
  • Conduct deep analysis of transactional datasets to validate data models, surface data quality issues, and propose engineering fixes.
  • Optimise performance and cost of data processing and storage across cloud services.
  • Communicate technical findings and recommendations clearly to both technical and non-technical stakeholders across the business. 
  • Stay current with industry developments, emerging technologies, and best practices in data engineering

You need to have

  • A Bachelor's degree in Computer Science, Data/Software Engineering, or a related discipline.
  • 5+ years of hands-on experience in data engineering with a proven track record of delivering scalable, production-grade data platforms and data models.
  • Strong SQL skills and proven experience designing, building and optimising data pipelines and data warehouse schemas.
  • Strong proficiency in Python for production data engineering with a focus on building maintainable, testable and clean code. 
  • Track record of implementing data quality, observability, monitoring and testing practices.
  • Solid experience with at least one cloud provider (Azure, AWS or GCP), and their managed data services.
  • Experience with CI/CD, infrastructure-as-code and working in containerised environments.
  • Familiarity with modern data stack tools: Databricks, Snowflake or RedShift, etc.
  • Experience working with reporting and modelling tools such as Power BI, including designing performant data models and supporting self-serve analytics.
  • Advanced experience in pattern recognition with the ability to translate complex data into actionable insights.
  • A results-oriented mindset, able to take concepts from ideation through to tangible outputs.
  • Comfortable working in a fast-paced, delivery-focused environment, balancing multiple priorities with agility.
  • A proactive and collaborative approach, with a willingness to iterate, share knowledge, and challenge assumptions constructively.

Bonus points (we’re getting greedy)

  • Experience building or scaling data platforms in large-scale, regulated data environments. 
  • Experience with DevOps for data, platform engineering, or building large data pipelines and real-time data streaming systems.
  • Exposure to working in a high-growth, evolving environment where the customer is at the heart of product and engineering decisions.

The perks

  • A team of passionate, interesting people committed to your development and success
  • £70-80k gross/pension
  • Personal training and Continuous Professional Development budget (CPD)
  • Uncapped bike to work scheme
  • Half-day Fridays every last week of the month to recharge
  • Wellness partnerships
  • In-person and virtual team events and workshops
  • Volunteering (Social Good Connect partnership)
  • 33 days holiday allowance to take when you want
  • £200 home working contribution to make sure you have everything you need to do your best work (get comfy - we want you to stay)
  • Ask us about our remote-first, flexible culture - this is core to who we are, and we're rated one of Scotland's most flexible employers

Creating a more predictable future for lenders

We are on a mission to enable our customers across the globe to effortlessly make use of real-time transaction data to better understand their customers, grow their business, revolutionise their offerings and delight with customer service.

At Atto, you will be working for a business that is creating a more predictable future for lenders through our real-time transaction data platform. We use today's data to better predict tomorrow. This is an exciting stage in our growth, and we'd love you to be part of the story.

Don’t speculate. Calculate.

Apply

To apply for the role, please send a CV and cover letter to yoanna.panayotova@atto.co

Apply now

What our team members say

DirectID began working with Target at the beginning of 2020 to provide open banking data for their new Mortgage Hub. It is the first digital mortgage platform to be designed from the ground up, and the first to use open banking data as the backbone for customer experience.

Jawad Ahmed

Head of Engineering

DirectID began working with Target at the beginning of 2020 to provide open banking data for their new Mortgage Hub. It is the first digital mortgage platform to be designed from the ground up, and the first to use open banking data as the backbone for customer experience.

Nicola Dunn

Business Development Director

DirectID began working with Target at the beginning of 2020 to provide open banking data for their new Mortgage Hub. It is the first digital mortgage platform to be designed from the ground up, and the first to use open banking data as the backbone for customer experience.

Liam Thomson

Senior Marketing Manager

Our values

Precision

At Atto, precision isn't just a goal—it's our standard. We deliver pinpoint accuracy with real-time data, eliminating guesswork and providing the insights necessary for confident decision-making.

Foresight

We know that accurate foresight demands a deep understand how borrowers spend, save and earn.​​

Today, Atto has some of the brightest minds in the credit risk industry building solutions that bring foresight. ​​

Our global team of credit risk specialists, data scientists, product managers continue to work passionately to improve credit and risk processes for everyone.

Integrity

Integrity is at the heart of everything we do. We prioritise keeping data secure above all else. ​

We adhere strictly to financial regulations and are authorised by the FCA as an Account Information Services Provider (AISP) to handle open banking data.

Perks

Why we keep the best talent

01

Flexible working

We want you to work in a way that matters to you, so you stay healthy, happy and productive. Our aim is to have a flexible approach to working that ensures everyone stays connected, is supported by their teams and digital tools, where everyone feels included and where staff wellbeing, work life balance, business needs, organisational culture, quality and impact are a primary focus.

02

Valued contributions

You’ll be joining a talented team working on challenging questions, where your input will be valued and have an impact. We are shifting a paradigm through our thought leadership, technical ability and behaviours. Recognition matters and we are intentional and thoughtful about it.

03

Continuous learning

Continuous Professional Development (CPD) personal budget to grow with us, experientially, educationally and through exposure to opportunities. Our people are some of the best in the business and peer to peer learning is something we value and encourage.

04

Health & wellness

Monthly re-charge time we use one Friday afternoon a month to really unwind, uncapped bike to work, and regular social clan events. We nudge our Clan towards improved wellness with walking challenges and thoughtful facilitated sessions so that there is something for every aspect of your total health. Your wellness matters to us.

05

Holidays matter

We offer a generous holiday allowance of 33 days on top of our flexible hours, and we encourage you to take it. This ramps up with long service extra holidays too!