Impossibly recent insights

Get a fuller picture of your customers financial profile through real-time transaction data.

Better quality data, better quality portfolio

Make better decisions with our Atto's comprehensive insights into the lives of borrowers.

Understand how your customer’s spend, save and earn their money with real-time insights.

Assess how much customers can afford to repay. Use enriched data to identify income and fixed vs. flexible spend.

Verify how much customers earn across all income streams, whether it's salaried wages, freelance earnings or benefits.

Cut through the noise of a bank statement with insights on how and where customers spend their money.

Identify emerging financial distress before a customer defaults for early intervention.

See the balance trend of an SME's accounts with a view on income, stability and fluctuations.

Understand customer affordability and creditworthiness in real-time.

Enhance predictive models with real-time open banking data for a significant uplift in performance.

Reduce manual interactions for faster decisions. Optimise your credit risk processes using transaction data.

Track cashflow changes across your portfolio to identify trends and drive lifetime value.

Gain insights on affordability, income and cashflow to empower collections teams and optimise recovery.

With Atto, understand the true financial profile of your customers in real-time.

Gain a deeper understanding of your customers’ spending, saving and earning through real-time transaction data.