An API to get started with open banking data
Atto's open banking API gives you everything you need to capture customer consent, access transaction data and understand how your customers spend, save and earn.
View real-time insights on your customers’ affordability, income, cashflow, and more, with Atto.
Alternatively, email us directly at: hello@atto.co.
Better quality data. Better quality portfolio.
Lenders choose Atto to fill the gaps in their assessment processes; to bring colour to data that was black and white.
Enriched data
Within seconds you can view account holder name, their account type, alongside balances and enriched transactions.
Secure
Open API's are highly regulated and secure. Our APIs are built on bank grade security, compliant with the FCA and international standards.
Insights
Quickly view a suite of insights and scores for each customer highlighting affordability, income, financial health, and more.
Stored data
When a customer consents to share their data, Atto can store the received data for you. You can also decide when to refresh or delete data.
Accurate data
Open banking data comes directly from banks and financial institutions. The data is real-time and incorruptible.
Categories & classes
Our enrichment process categorises data into over 80 categories and 11 classes so you can understand how and where your customer spends their money.