Impecuniosity validated. Instantly.
The fastest and most accurate way for Credit Hire Organisations (CHOs) to validate impecuniosity and generate claim packs. Powered by Open Banking and Credit Bureau data for complete financial visibility.
Your claims. Our clarity.
Built for CHOs
Designed to meet the realities of your business
From regulatory compliance to operational efficiency, Atto helps CHOs prove impecuniosity with less effort and more certainty.
Instant claim packs
Turn financial data into export-ready PDFs
Generate legally compliant claim packs with full account history, custom date ranges, and optional attestation letters in just a few clicks.
Complete financial visibility
Credit Bureau data, now integrated
Access TransUnion Credit Bureau data alongside Open Banking insights to create a fuller, more reliable financial picture.
Smarter fraud detection
AI-powered risk signals coming soon
Upcoming fraud modelling will flag suspicious claims using behavioural and financial pattern analysis before submission.
Open banking by numbers
Open banking has already made a significant impact, and the statistics below highlight its growing adoption and benefits.
Engineered for legal finance
Tools to help CHOs move faster and stay compliant
Whether managing hundreds of claims or just a few, Atto gives CHOs clarity and control with every case.
Atto Connect
Seamless banking data capture
Allow consumers to securely share banking data. Atto manages consent, refreshes, and supports coverage across all major banks.
Atto Dashboard
Analyse, assess, export
Use a CHO-specific dashboard to view summaries, configure insights, and export clean, ready-to-submit claim packs.
Atto APIs
Build your own workflow
Integrate Atto’s financial insights directly into your internal systems using our simple, reliable API.
Atto Data Science
Deeper insights with every claim
Our models combine Open Banking and Credit Bureau data to improve accuracy, reduce false claims, and uncover hidden risks.
Servicing our customers
“Atto transformed how we manage claims. It’s faster, more accurate, and our team loves it.”
Partner, Winns Solicitors“We saw an immediate impact on compliance and cost reduction. Game changer.”
Operations Lead, Bond Turner
Powering household names with real-time customer insights
Book a demo
Prove impecuniosity in minutes
Join CHOs across the UK who trust Atto to power impecuniosity assessments and streamline claim pack creation.
Want to see it in action? Book a demo with our team.